Students should carry their health insurance identification card (ID) with them at all times because an unplanned emergency room visit can occur. Providers always request a copy of your ID card when providing care, including emergency room providers. If you obtain treatment without your ID card a bill will be sent to you directly. If the bill is not paid within 30 days, many providers will send your name to a collection agency. If you present your ID card to the provider at the time of service, the bill is usually sent to the insurance company, first, for payment.
In addition, United HealthCare Network Pharmacy providers require the presentation of an insurance ID card to issue a prescription with the discounted price and a co-payment. Students must plan accordingly, or pay for the prescription in full and then submit claim form(s) for reimbursement of the discounted prescription price after the applicable co-payment.
ID Cards and Proof of Premier Plan insurance coverage can be obtained through two different methods.
- Premier Plan health insurance identification (ID) cards are mailed to students’ local addresses by the Arthur J. Gallagher & Co., Student Health and Special Risk insurance agency after one’s applicable Open Enrollment Period. Please keep your addresses on file current. Gallagher also issues replacement cards, upon request.
- Insurance ID cards and Verification of Coverage letters may be printed from the Gallagherstudent.com website after two weeks of your acceptance submission, but not before your effective date.